Explore our full suite of direct lending products — designed to get capital into your hands when your business needs it most.
Funding Solutions
From working capital to equipment to expansion, EMT Consultants offers the direct lending products your business needs to move forward without delay.
Working capital is the lifeblood of daily business operations. Our working capital loans provide immediate, flexible funding to cover operating expenses, manage seasonal fluctuations, build inventory, and keep your business running at full capacity.
Unlike traditional bank loans, our working capital solutions feature streamlined underwriting, rapid approvals, and funding timelines measured in hours — not weeks.
Revenue-Based Financing aligns your repayment schedule with your actual cash flow — you repay a percentage of your daily or weekly revenue. When business is strong, you pay more. When it's slow, you pay less.
This structure makes Revenue-Based Financing ideal for businesses with seasonal revenue cycles, growth-stage companies, and any business that values cash flow flexibility over rigid monthly payment schedules.
The machinery, vehicles, technology, and tools your business needs to operate are often significant capital investments. Our equipment financing solutions let you acquire essential assets without depleting your working capital reserves.
Equipment financing allows you to preserve cash for operations while building productive capacity. The equipment itself typically serves as collateral, making approval more accessible for a wider range of businesses.
A revolving business funding line gives you on-demand access to capital — draw funds when you need them, repay, and draw again. It's the most flexible funding instrument available, and it ensures you always have capital available for opportunities or emergencies.
Unlike a term loan, a funding line charges interest only on what you've drawn. It's the right tool for businesses with recurring but unpredictable capital needs.
Qualification
We've designed our qualification criteria to be accessible for businesses that may not meet traditional bank lending standards. We look at the full picture of your business — not just a credit score.
We evaluate revenue performance, industry, growth trajectory, and business history — not just credit.
From retail and restaurants to professional services and construction — we fund businesses across every sector.
Complete our 5-minute application and receive a preliminary decision the same business day.
Connect with our funding specialists and get a decision within 24 hours. No commitment required to apply.
Apply Now